Almost all private employees in the United States can collect Workers’ Compensation insurance benefits if they are injured on the job. Railroad employees are the exception to the rule, as any job-related injuries are covered through The Federal Employers Liability Act...
Workers’ Compensation: What you need to know in 2022*
If there’s one bright jewel in the crown of insurance profitability today, it would be Workers’ Compensation with surprisingly low claims in 2021. Having a significant amount of remote and hybrid work, as well as a worker shortage due to many choosing not to return to...
Workers’ Comp Cannabis Claims: States Covering Them and What’s to Come
The legalization of cannabis is a hot topic not just among lawmakers and eager hopefuls, but also in the insurance industry. As tolerance and acceptance for cannabis gradually increases, so has its use in the medical community. Medical marijuana usage has grown in...
How COVID-19 Affected Workers’ Compensation Claim Frequency and Severity
At the beginning of the pandemic, there was a lot of uncertainty regarding how the COVID-19 virus would impact the Workers' Compensation industry. Many were concerned that it would negatively affect claims causing them to surge – particularly those within the...
8 Workers’ Compensation Scenarios That Should Trigger a Call to a Specialty Wholesaler
Workers’ Compensation is anything but straightforward. And just when you have a handle on your clients’ business operations, they add a new business location, have a significant loss, forget to pay their insurance bill, or start hiring an entirely new classification...
Is Workplace Violence Covered Under Workers’ Compensation?
Workers’ Compensation covers medical expenses and lost wages for employees who become sick or injured due to a workplace accident. But what about cases of workplace violence, where the injury isn’t an accident? Determining if Workers’ Compensation provides...
Experts Agreeing Education (Not Mandates) Is Key to COVID Prevention and Recovery
Company leaders are now faced with how to best respond to the recent announcement from the Biden administration requiring companies with more than 100 employees to require vaccines or adhere to regular testing policies across their workforce. Many Workers’...
Workers’ Compensation, Occupational Accident Insurance, and Contingent Liability—What’s the Difference?
Despite all reasonable care and precautions, workplace accidents happen—someone makes a mistake, equipment malfunctions, Mother Nature plays a cruel trick. Companies go to great lengths to both ensure the safety of their employees and mitigate potential risks to their...
Workers’ Compensation Coverage Lookup Guide
For quick access to helpful Workers' Compensation resources, please select your state below. Alabama Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Minnesota...
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