Why Workers’ Compensation COI Programs are Essential for Construction Clients

Certificates of Insurance programs are the cornerstone of Workers’ Compensation protection in the construction business. A Certificate of Insurance (COI) is a form that provides proof of an active Workers’ Compensation policy. The document specifies a variety of details such as the policy holder, insurance provider, and the dates of active coverage. Here are [...]

Don’t Get Railroaded on Your FELA Claim

Almost all private employees in the United States can collect workers’ compensation if they are injured on the job. Railroad employees are the exception to the rule, as they must file for damages through The Federal Employers Liability Act (FELA). FELA was created in 1908 when railroad use was expanding rapidly in the United States. [...]

Why You Need Risk Innovations

Your customers work hard to build their personal and professional assets.  Protecting them from losses and providing customized insurance solutions is your number one priority – which is not always easy to do.  Claims issues happen, tough classes of business exist, and difficult geographic areas provide a challenge.  This is why Risk Innovations exists [...]

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