Your customers work hard to build their personal and professional assets.  Protecting them from losses and providing customized insurance solutions is your number one priority – which is not always easy to do.  Claims issues happen, tough classes of business exist, and difficult geographic areas provide a challenge. 

This is why Risk Innovations exists –  your pain is our gain!  We provide agency partners just like you with the service, expertise and dedication required to exceed expectations and serve your clients’ unique needs.

Reasons why you need Risk Innovations—

• We uncover the answer. Risk Innovations is a National Wholesaler that specializes in Workers’ Compensation and Personal Lines Insurance. Our reach is greater, broader and deeper than most companies and we are committed to finding you the perfect solution to address your clients’ needs.

We keep up with the latest carrier trends. We relentlessly work to finding new carrier partnerships and niche markets to assist in placing your client’s most difficult risks, all while remaining competitive.

• We identify your insurance or workman’s compensation needs. If a worker suffers an injury, workers’ compensation coverage provides your customers’ employees with important protection. Having the correct plan in place means your customer can move forward with confidence. Risk Innovations provides custom solutions to meet the most complicated needs.

It’s fiscally prudent. Lenders are more willing to increase credit limits and extend loans to companies that have appropriate risk coverage plans in place.

We have access to more markets. We are a national broker and have access to markets that handle a variety of Personal Lines Insurance and Workers’ Compensation risks.

• We offer a personal touch. We are client focused. Our team provides custom solutions for your clients by pairing underwriting expertise with our exclusive carrier partnerships. No matter how difficult the risk or unique your clients’ needs may be, we have the relationships and tools required to serve your needs.

• We provide strong workers’ compensation resources. Because we partnered with some of the industry’s most esteemed carriers, we have the capability to write unlimited experience models and high hazard risks, no matter the location(s).

• Experts at Personal Lines. Risk Innovations specializes in High Net Worth and Surplus Lines Insurance.  We partner with the top affluent insurance carrier partners and our underwriters have 40+ years of experience in this niche.  We can also assist with your hard to place homeowners risks, monoline Personal Article Floaters, and monoline umbrellas. 

Finally, Risk Innovations has over 70 years of experience and multiple surplus lines carriers to assist with harder to place risks. The company is an independently owned and operated multi-lines wholesaler that caters to the needs of independent insurance agencies.

Need help with a hard to place client? Give us a call at 1-800-913-6696.