Your experts in Workers’ Compensation and Personal Lines Insurance.
Founded in 2002, Risk Innovations is a multi-lines wholesaler for independent insurance agencies. We provide customized insurance solutions, specialized expertise and unmatched market access in Workers’ Compensation and Personal Lines Insurance.
Risk Innovations has an expansive national footprint with offices in Atlanta, Boston, Charlotte, Kansas City, Los Angeles, Philadelphia, Phoenix, and Tampa. Our underwriters have in depth marketplace knowledge in every territory nationwide.
Why We Are Different
Risk Innovations has several exclusive access points and niche programs. We also have broader underwriting guidelines with our carriers due to our size and strong relationships.
Workers’ Compensation is not a generalist’s game. That’s why at Risk Innovations, it’s the only commercial line of business we write.
Ease of doing business is critical. We have invested heavily in automation to provide our agency partners with instant access to all policy documents and several online quoting tools.
‘Better Markets’ isn’t just empty words in a tagline for Risk Innovations. We have 40+ monoline Workers’ Compensation carriers with unique underwriting appetites and loss control services.
Our team is geographically coast to coast and understands the unique intricacies of each region countrywide.
Retail agents choosing Risk Innovations enjoy access to Jencap’s 40+ exclusive programs, 250+ wholesale brokerage markets, and 50+ foreign and domestic binding authority programs.
Better. Markets. Expertise.
Specializing in Workers’ Compensation and Personal Lines Insurance
WORKERS’ COMPENSATION APPETITE
- All Industries – including High Hazard Operations
- New Ventures
- Lapses in Coverage/No Prior Coverage
- Unlimited Experience Mods
- All Premium Sizes
- Flexible Payment Options – Including Monthly Self-Reporting
- USL&H and Foreign Coverage
PERSONAL LINES APPETITE
- Packaged / Monoline Policies for Affluent Clients
- Monoline Surplus Lines Homeowners
- Monoline Personal Article Floaters
- Monoline Umbrellas
- Monoline Excess Flood
National Reach. Local Touch.
Atlanta | Boston | Charlotte
Kansas City | Los Angeles | Philadelphia
Phoenix | Tampa
Partnering with Risk Innovations as your wholesaler of choice provides access to Jencap’s 40+ exclusive programs, 250+ wholesale brokerage markets, and 50+ foreign and domestic binding authority programs.