Programs

Risk Innovations Covers Landscaping

CANNABIS

Target Risks
  • Analytical Laboratories
  • Ancillary Businesses
  • Armed & Unarmed Security
  • Dispensaries & Retailers
  • Edible product MFG
  • Food sundries MFG
  • Growers & Cultivators
  • Processing into a Liquid or a Pill
  • Processors & Manufacturers
  • Property Owners & Managers
  • Secure Transport
  • Testing Labs
  • Transportation Services
    Program Highlights
    • No Minimum Premium
    • Available Nationwide
    • New Venture/No Prior Accepted
    • Multiple Payment Options (including monthly reporting)
    • Multi-State policies for CBD/Hemp Risks
    Submission Guidelines
    • Acord 130
    • CV Loss Runs (If Applicable) 3 Years
    • X-mod Worksheet (If Applicable)
    Risk Innovations Covers Contracting

    Contracting

    Target Risks
    • Artisan Contractors
    • Street and Road Contractors
    • Sign Installation
    • Railroad Construction
    • Roofing
    • Framing
    • Drywall
    • Masonry
    • Painting
    • Steel Erectors
    • Excavation
    Program Highlights
    • New Ventures Accepted
    • 1099 Exposures Accepted
    • “A” Rated Paper
    • Available Nationwide
    • Multi-state Options
    • No Experience Mod Restrictions
    • No Minimum Premiums
    • Monthly Self Reporting / PayGo Options
    • Dividends Available (state depending)
    Risk Innovations Covers Landscaping

    ENVIRONMENTAL & POLLUTION

    Target Risks
    • Trash Haulers
    • USL&H
    • Engineering
    • Solar Contractors
    • Recyclers
    • Medical Waste
    • Nitrogen Delivery
    • Asphalt Haulers
    Program Highlights
    • High Hazard Operations
    • New Ventures and No Priors
    • Unlimited Experience Mods
    • All Premium Sizes
    • Multi-State Accounts
    • Flexible Payment Options
    • USL&H and Foreign Coverage
    • Risk Innovations partners to offer Jencap’s exclusive E-PAC program.  For more information, click here.
    Risk Innovations Covers Healthcare

    Healthcare

    Target Risks
    • Home Healthcare (including 24-hour exposure)
    • Nursing Homes / Assisted Living Facilities
    • Group Homes
    • Hospitals
    • Non-Emergency Medical Transportation
    • Substance Abuse Centers
    • Healthcare Staffing
    Program Highlights
    • “A” Rated Paper
    • Available Nationwide
    • Multi-state Options
    • New Ventures Accepted
    • No Experience Mod Restrictions
    • Low Minimum Premiums
    • Monthly Self Reporting / PayGo Options
    • Dividends Available (state depending)
    • Excess Workers’ Compensation Available
    Supplemental Application
    Risk Innovations Covers Transportation

    Staffing

    Target Risks
    • Temporary staffing firms
    • Skilled trades
    • Hospitality
    • Medical staffing
    • Manufacturing
    • Industrial
    • Transportation
    • Professional / technical
    • Logistics & warehousing
    Program Highlights
    • Available Nationwide
    • Multi-state Options
    • No Experience Mod Restrictions
    • Monthly Self Reporting / PayGo Options
    Risk Innovations Covers Transportation

    Transportation

    Target Risks
    • Trucking – Short / Long Haul
    • Parcel and Package Delivery
    • Non-Emergency Medical Transportation
    • Oil / Gas Dealers and Drivers
    • Mechanics and Garage Employees
    • Buses / Limos
    • Garbage Haulers
    • Fuel haulers
    • Tow trucks
    • Moving and Storage
    • Logging Contractors
    • Sand and Gravel Haulers
    Program Highlights
    • “A” Rated Paper
    • Available Nationwide
    • New Ventures Accepted
    • Occupational Accident / Contingent Liability Available
    • Multi-state Options
    • No Experience Mod Restrictions
    • Low Minimum Premiums
    • Monthly Self Reporting / PayGo Options
    • Dividends Available (state depending)
    Supplemental Application
    Risk Innovations Covers Landscaping

    USL&H

    Target Risks
    • Architects & Engineers
    • Environmental Contractors
    • General Construction
    • Infrastructure Work
    • Marine Construction
    • Ship Building & Repair
    • Stevedoring & Marine Terminals
    • Transportation
    • Utility Contractors
    Program Highlights
    • “A” Rated Paper
    • Available Nationwide
    • Multi-state Options
    • $10,000 Minimum Premium
    • Monthly Self Reporting / PayGo Options
    • Excess Workers’ Compensation Available

    *Requirements vary by state.

    Ready to get your clients the coverage they need?

    1-800-913-6696     marketing@riskinnovations.com