Programs

Risk Innovations Covers Healthcare

Healthcare

Target Risks
  • Home Healthcare (including 24-hour exposure)
  • Nursing Homes / Assisted Living Facilities
  • Group Homes
  • Hospitals
  • Non-Emergency Medical Transportation
  • Substance Abuse Centers
  • Healthcare Staffing
Program Highlights
  • “A” Rated Paper
  • Available Nationwide
  • Multi-state Options
  • New Ventures Accepted
  • No Experience Mod Restrictions
  • Low Minimum Premiums
  • Monthly Self Reporting / PayGo Options
  • Dividends Available (state depending)
  • Excess Workers’ Compensation Available
Supplemental Application
Risk Innovations Covers Contracting

Contracting

Target Risks
  • Artisan Contractors
  • Street and Road Contractors
  • Sign Installation
  • Railroad Construction
  • Roofing
  • Framing
  • Drywall
  • Masonry
  • Painting
  • Steel Erectors
  • Excavation
Program Highlights
  • New Ventures Accepted
  • 1099 Exposures Accepted
  • “A” Rated Paper
  • Available Nationwide
  • Multi-state Options
  • No Experience Mod Restrictions
  • Low Minimum Premiums
  • Monthly Self Reporting / PayGo Options
  • Dividends Available (state depending)
Risk Innovations Covers Transportation

Transportation

Target Risks
  • Trucking – Short / Long Haul
  • Parcel and Package Delivery
  • Non-Emergency Medical Transportation
  • Oil / Gas Dealers and Drivers
  • Mechanics and Garage Employees
  • Buses / Limos
  • Garbage Haulers
  • Fuel haulers
  • Tow trucks
  • Moving and Storage
  • Logging Contractors
  • Sand and Gravel Haulers
Program Highlights
  • “A” Rated Paper
  • Available Nationwide
  • New Ventures Accepted
  • Occupational Accident / Contingent Liability Available
  • Multi-state Options
  • No Experience Mod Restrictions
  • Low Minimum Premiums
  • Monthly Self Reporting / PayGo Options
  • Dividends Available (state depending)
Risk Innovations Covers Transportation

Staffing

Target Risks
  • Temporary staffing firms
  • Skilled trades
  • Hospitality
  • Medical staffing
  • Manufacturing
  • Industrial
  • Transportation
  • Professional / technical
  • Logistics & warehousing
Program Highlights
  • Available Nationwide
  • Multi-state Options
  • No Experience Mod Restrictions
  • Monthly Self Reporting / PayGo Options
Supplemental Application
Risk Innovations Covers Landscaping

Landscaping

Target Risks
  • Landscape Gardening
  • Lawn Maintenance
  • Sod Installation
  • Tree Trimming and Removal
  • Lawn Irrigation
  • Snow Removal
  • Hardscape Installation
Program Highlights
  • “A” Rated Paper
  • New Ventures Accepted
  • Available Nationwide
  • Multi-state Options
  • No Experience Mod Restrictions
  • Low Minimum Premiums
  • Monthly Self Reporting / PayGo Options
  • Dividends Available (state depending)
  • Exclusive, All Commercial Lines Program Offered With Sister Company, NIF Group: landscaping.insure
Risk Innovations Covers Landscaping

ENVIRONMENTAL & POLLUTION

Target Risks
  • Trash Haulers
  • USL&H
  • Engineering
  • Solar Contractors
  • Recyclers
  • Medical Waste
  • Nitrogen Delivery
  • Asphalt Haulers
Program Highlights
  • High Hazard Operations
  • New Ventures and No Priors
  • Unlimited Experience Mods
  • All Premium Sizes
  • Multi-State Accounts
  • Flexible Payment Options
  • USL&H and Foreign Coverage
  • Risk Innovations partners with our sister company, Landmark Underwriters, to offer their exclusive E-PAC program.  For more information, click here.
Risk Innovations Covers Landscaping

Surplus Lines Homeowners

Target Risks
  • Large claims or frequency of claims
  • Secondary or seasonal homes
  • Vacant homes
  • Short Term and Long Term Rentals (including AirBnb, etc.)
  • Coastal homes with wind coverage
  • PC9’s
  • Renovations
Program Highlights
  • $100,000+ Homes
  • Online Rating Available
  • In-House Binding Authority
  • Flexible Underwriting
  • Basic and Fully Comprehensive Coverage Options Available
  • National High Net Worth Program

Ready to get your clients the coverage they need?

1-800-913-6696     marketing@riskinnovations.com