Programs
CANNABIS
Target Risks
- Analytical Laboratories
- Ancillary Businesses
- Armed & Unarmed Security
- Dispensaries & Retailers
- Edible product MFG
- Food sundries MFG
- Growers & Cultivators
- Processing into a Liquid or a Pill
- Processors & Manufacturers
- Property Owners & Managers
- Secure Transport
- Testing Labs
- Transportation Services
Program Highlights
- No Minimum Premium
- Available Nationwide
- New Venture/No Prior Accepted
- Multiple Payment Options (including monthly reporting)
- Multi-State policies for CBD/Hemp Risks
Submission Guidelines
- Acord 130
- CV Loss Runs (If Applicable) 3 Years
- X-mod Worksheet (If Applicable)
Contracting
Target Risks
- Artisan Contractors
- Street and Road Contractors
- Sign Installation
- Railroad Construction
- Roofing
- Framing
- Drywall
- Masonry
- Painting
- Steel Erectors
- Excavation
Program Highlights
- New Ventures Accepted
- 1099 Exposures Accepted
- “A” Rated Paper
- Available Nationwide
- Multi-state Options
- No Experience Mod Restrictions
- No Minimum Premiums
- Monthly Self Reporting / PayGo Options
- Dividends Available (state depending)
ENVIRONMENTAL & POLLUTION
Target Risks
- Trash Haulers
- USL&H
- Engineering
- Solar Contractors
- Recyclers
- Medical Waste
- Nitrogen Delivery
- Asphalt Haulers
Program Highlights
- High Hazard Operations
- New Ventures and No Priors
- Unlimited Experience Mods
- All Premium Sizes
- Multi-State Accounts
- Flexible Payment Options
- USL&H and Foreign Coverage
- Risk Innovations partners to offer Jencap’s exclusive E-PAC program. For more information, click here.
Healthcare
Target Risks
- Home Healthcare (including 24-hour exposure)
- Nursing Homes / Assisted Living Facilities
- Group Homes
- Hospitals
- Non-Emergency Medical Transportation
- Substance Abuse Centers
- Healthcare Staffing
Program Highlights
- “A” Rated Paper
- Available Nationwide
- Multi-state Options
- New Ventures Accepted
- No Experience Mod Restrictions
- Low Minimum Premiums
- Monthly Self Reporting / PayGo Options
- Dividends Available (state depending)
- Excess Workers’ Compensation Available
Supplemental Application
Staffing
Target Risks
- Temporary staffing firms
- Skilled trades
- Hospitality
- Medical staffing
- Manufacturing
- Industrial
- Transportation
- Professional / technical
- Logistics & warehousing
Program Highlights
- Available Nationwide
- Multi-state Options
- No Experience Mod Restrictions
- Monthly Self Reporting / PayGo Options
Supplemental Applications
Transportation
Target Risks
- Trucking – Short / Long Haul
- Parcel and Package Delivery
- Non-Emergency Medical Transportation
- Oil / Gas Dealers and Drivers
- Mechanics and Garage Employees
- Buses / Limos
- Garbage Haulers
- Fuel haulers
- Tow trucks
- Moving and Storage
- Logging Contractors
- Sand and Gravel Haulers
Program Highlights
- “A” Rated Paper
- Available Nationwide
- New Ventures Accepted
- Occupational Accident / Contingent Liability Available
- Multi-state Options
- No Experience Mod Restrictions
- Low Minimum Premiums
- Monthly Self Reporting / PayGo Options
- Dividends Available (state depending)
Supplemental Application
USL&H
Target Risks
- Architects & Engineers
- Environmental Contractors
- General Construction
- Infrastructure Work
- Marine Construction
- Ship Building & Repair
- Stevedoring & Marine Terminals
- Transportation
- Utility Contractors
Program Highlights
- “A” Rated Paper
- Available Nationwide
- Multi-state Options
- $10,000 Minimum Premium
- Monthly Self Reporting / PayGo Options
- Excess Workers’ Compensation Available
*Requirements vary by state.
