Personal Lines
Risk Innovations specializes in High Net Worth and Surplus Lines Insurance. We provide our agency partners with the resources and knowledge to cover any and all of their clients’ unique needs.

Target Appetite
- Packaged/Monoline Policies for Affluent Clients (Home Coverage A $500K+)
- Monoline Surplus Lines Homeowners (Home Coverage A $150K+)
- Appetite includes short term rentals, vacants, coastal properties, claims activity, PC9/PC10, course of construction, etc.
- Monoline Personal Article Floaters
- Monoline Umbrellas
- Monoline Excess Flood
Keep it Simple
Are you interested in a quick and easy online quote for your Surplus Lines homeowners risks? We make it easy!