Risk Innovations’ Personal Lines staff is poised and ready to provide our agency partners with the knowledge and commitment required to cover all their clients’ unique needs. We specialize in High Net Worth and Surplus Lines Insurance.

Our Personal Lines Target Appetite Includes

  • Packaged/Monoline Policies for Affluent Clients (Home Coverage A $500K+)
  • Monoline Surplus Lines Homeowners (Home Coverage A $150K+)
  • Appetite includes short term rentals, vacants, coastal properties, claims activity, PC9/PC10, course of construction, etc.
  • Monoline Personal Article Floaters
  • Monoline Umbrellas
  • Monoline Excess Flood

Risk Innovations recognizes that ease of doing business is key. We make every effort to ensure that your experience working with our team is efficient, quick, and effective. That’s why we have automated your experience from beginning to end with our Surplus Lines programs.

Surplus Lines Quote

*We provide WC coverage in every state except North Dakota, Ohio, Washington and Wyoming