Insights
How To Cultivate Your Budding Cannabis Clients
It’s challenging to keep up with the ever-evolving commercial insurance needs of the cannabis industry. Laws are changing – new business types and applications are entering the marketplace – classifications have blurry lines - and insurance coverage needs are a...
Bouncing Back: Why Your Client Needs A Return To Work Program
Return to work programs are critical for protecting businesses from exposure and ensuring a clear path forward for injured workers. Without a Return to Work (RTW) program, your client risks major expenses from compensation claims as well as the loss of talented team...
5 Tips for Keeping Your Team Safe In Hot Outdoor Conditions
Each year, thousands of workers experience injury and illness caused by high temperatures and sun exposure. While some cases are minor, heat rashes and strokes can represent a major health risk for outdoor workers. Agents should advise their clients to seriously...
AB 5, the ABC Test, and What They Mean For California Businesses
On July 1, 2020, the workers comp and payroll obligations of California Assembly Bill 5 (CA AB 5) will come into effect. Here's what you need to know: 1- What is AB 5 and what is its purpose? AB 5 was signed into law by the CA governor in September 2019 and goes into...
Six Ways Leaders Promote Workplace Safety
According to a 2018 report from Liberty Mutual, businesses pay billions in direct costs every year due to workplace injuries. When it comes to safety compliance, your team follows your lead. As a leader, you must stress safety in words and action. An effective...
Important Coverages for Motor Carriers using Owner-Operators
The transportation industry is seeing an increased number of companies leasing their vehicles to owner-operators for expense savings. However, owner-operators create an inherent risk for these companies because their injuries and accidents are not covered by Workers’...
Workers’ Compensation COVID-19 Claims Update
The White House is increasing pressure on insurance carriers to reevaluate what is considered a “covered loss” during the COVID-19 pandemic. How a Workers’ Compensation carrier will take coverage definitions and respond to a COVID-19 claim is changing so quickly that...
Why Workers’ Compensation COI Programs are Essential for Construction Clients
Certificates of Insurance programs are the cornerstone of Workers’ Compensation protection in the construction business. A Certificate of Insurance (COI) is a form that provides proof of an active Workers’ Compensation policy. The document specifies a variety of...
COVID-19 Dramatically Increasing the Work From Home Population – Now What?
As the coronavirus disease 2019 (COVID-19) outbreak continues to spread at a rapid pace, Risk Innovations has received an increased number of inquiries regarding work-related COVID-19 claims. Coverage varies with Workers’ Compensation statutes from state-to-state, so...
Risk Innovations Receives 2020 Best of Atlanta Award
Risk Innovations has been selected for the 2020 Best of Atlanta Award in the Insurance Agents & Brokers category by the Atlanta Award Program. Each year, the Atlanta Award Program identifies companies that they believe have achieved exceptional marketing success...
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