Insights
The Case of the Diamond Necklace: Homeowners Insurance vs Valuable Articles Policy
Picture this: Your client is getting ready for a big night out, and has the perfect diamond necklace to go with their outfit. But when they look for it, it's nowhere to be found! This valuable jewelry is gone without a trace. It's a bad situation, and it's all too...
Important Coverages for Motor Carriers using Owner-Operators
The transportation industry is seeing an increased number of companies leasing their vehicles to owner-operators for expense savings. However, owner-operators create an inherent risk for these companies because their injuries and accidents are not covered by Workers’...
Workers’ Compensation COVID-19 Claims Update
The White House is increasing pressure on insurance carriers to reevaluate what is considered a “covered loss” during the COVID-19 pandemic. How a Workers’ Compensation carrier will take coverage definitions and respond to a COVID-19 claim is changing so quickly that...
Why Workers’ Compensation COI Programs are Essential for Construction Clients
Certificates of Insurance programs are the cornerstone of Workers’ Compensation protection in the construction business. A Certificate of Insurance (COI) is a form that provides proof of an active Workers’ Compensation policy. The document specifies a variety of...
The Importance of Creating a Personal Property Home Inventory
Could you recall every valuable item you have in your home if I blindfolded you right now? Think about every drawer, every closet, the garage, etc. Most of us could not, which is why a complete home inventory is so important. Having an inventory of your personal...
COVID-19 Dramatically Increasing the Work From Home Population – Now What?
As the coronavirus disease 2019 (COVID-19) outbreak continues to spread at a rapid pace, Risk Innovations has received an increased number of inquiries regarding work-related COVID-19 claims. Coverage varies with Workers’ Compensation statutes from state-to-state, so...
Risk Innovations Receives 2020 Best of Atlanta Award
Risk Innovations has been selected for the 2020 Best of Atlanta Award in the Insurance Agents & Brokers category by the Atlanta Award Program. Each year, the Atlanta Award Program identifies companies that they believe have achieved exceptional marketing success...
Insurance Coverage and E-scooter Rentals
Rentable electric scooters are a fledgling transportation service. Their ease of access and utility have allowed companies in the space to quickly expand across the US. As e-scooters become an increasingly popular mobility option, questions regarding insurance...
Resolve to Improve Your Time Management Skills
Perhaps you made New Year’s Resolutions to improve all areas of your life, vowing to close more business deals, be more organized, and eat more kale. According to U.S. News & World Report, 80% of us give up on our New Year's resolutions by mid-February. We often...
How Employee Age Impacts Workers Compensation Utilization
According to the Bureau of Labor Statistics, the number of people ages 55 and older in the workforce will reach 24.9% in 2024 – up from 11.9% in 1994. Prompting this uptick in working Boomers are two factors: They can’t receive full Social Security retirement benefits...
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