Insights
Insurance Coverage and E-scooter Rentals
Rentable electric scooters are a fledgling transportation service. Their ease of access and utility have allowed companies in the space to quickly expand across the US. As e-scooters become an increasingly popular mobility option, questions regarding insurance...
Resolve to Improve Your Time Management Skills
Perhaps you made New Year’s Resolutions to improve all areas of your life, vowing to close more business deals, be more organized, and eat more kale. According to U.S. News & World Report, 80% of us give up on our New Year's resolutions by mid-February. We often...
How Employee Age Impacts Workers Compensation Utilization
According to the Bureau of Labor Statistics, the number of people ages 55 and older in the workforce will reach 24.9% in 2024 – up from 11.9% in 1994. Prompting this uptick in working Boomers are two factors: They can’t receive full Social Security retirement benefits...
Property Rates are Increasing. What’s Driving This Trend?
Policy holders may notice rate spikes in their property insurance and wonder why their premiums are rising. Some premium increases are caused by things out of your control, like inflation, but other factors concern you specifically – including your claims history and...
Workplace Safety Increases as Workers’ Compensation Claims Drop
Regulatory reforms and advancements in workplace safety have caused the frequency and severity of Workers’ Compensation claims to decline significantly. As injury rates drop, Workers’ Compensation costs also decrease; providing significant benefits to the employers....
California Passes Groundbreaking Legislation to Limit Independent Contractors
California Governor, Gavin Newsom, recently signed a new bill that makes it more difficult for companies to classify their workers as independent contractors rather than employees. This legislation is expected to change the employment status of more than a million...
How Recessions Impact Workers’ Compensation
Many economists believe that a recession is on the horizon, and Bank of America forecasted a greater than 30% chance of a recession starting within the next year. How will the predicted economic downturn impact Workers' Compensation claims? The rate of workplace...
Safeguard Your Home Before Winter Weather Hits
The leaves are falling, there’s a chill in the air, and winter is right around the corner. Homeowners should take precautions now to protect against winter weather-related damage. There are inherent dangers associated with winter weather; including frozen pipes, ice...
Safe Harvesting Tips in Honor of Harvest Safety Week
The National Grain and Feed Association (NGFA) has announced the first-ever Harvest Safety Week, October 14-18, to promote health and safety in the workplace and out in the fields. As feed and grain workers are working long hours during this busy time, it’s important...
Don’t Get Hacked: Get Covered
You've been hacked! These are three words that we dread in our society of technology dependency. In 2018, billions of people were affected by data breaches and cyberattacks. USA Reports that 765 million people were hacked in the months of April, May and June alone –...
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