Insights

Top 20 Most Dangerous Jobs in the United States
According to the Occupational Safety and Health Association (OSHA), incidents of worker injury, illness, and death have decreased significantly across all industries. Nonfatal workplace injuries and illnesses decreased by 5.7 percent between 2019 and 2020. Fatal work...

What Workers’ Compensation Looks Like for the Parcel Delivery Industry
While the parcel delivery industry has been on the rise for years, the global pandemic has further catapulted the market to a new level. Consumers' purchasing habits and shopping methods have shifted toward online retailers, thanks in part to mandated lockdowns,...

Checking Motor Vehicle Records (MVR) on Delivery Employees
An auto accident can lead to significant risks and issues for a delivery business. With this in mind, delivery companies must consider the risk associated with insuring their employees. Insurance carriers and delivery companies rely on motor vehicle records (MVR) to...

How Does the Current Labor Shortage Impact Workers’ Comp?
The past two years have seen significant changes in the workforce. Even before the pandemic, companies were facing staffing shortages and recruitment issues. Now, as the pandemic continues, employees have come and gone in record numbers. In November 2021, 4.5 million...

Home Healthcare and Assisted Living Trends
This year the fallout from the pandemic will continue to have a significant impact on the home healthcare and assisted living industry. Care continues to evolve as the aging population's needs change, technology advances, and the quality of healthcare services...

What’s next for America’s workforce post-COVID-19?
Over the past two years, the COVID-19 pandemic has shifted the workforce. As infection rates increased, working arrangements changed for employees throughout the country. Many began working at home in some capacity. Now with vaccines available and hopes for infection...

Don’t Get Railroaded on Your FELA Claim
Almost all private employees in the United States can collect Workers’ Compensation insurance benefits if they are injured on the job. Railroad employees are the exception to the rule, as any job-related injuries are covered through The Federal Employers Liability Act...

Workers’ Compensation: What you need to know in 2022*
If there’s one bright jewel in the crown of insurance profitability today, it would be Workers’ Compensation with surprisingly low claims in 2021. Having a significant amount of remote and hybrid work, as well as a worker shortage due to many choosing not to return to...

3 Key Insurance Technology Trends to Watch in 2022
The impact of the pandemic prompted companies in all industries to transform their processes to incorporate more innovative technologies that increase operational efficiency and business continuity. These changes have since driven a digital transformation that's been...

Workers’ Comp Cannabis Claims: States Covering Them and What’s to Come
The legalization of cannabis is a hot topic not just among lawmakers and eager hopefuls, but also in the insurance industry. As tolerance and acceptance for cannabis gradually increases, so has its use in the medical community. Medical marijuana usage has grown in...
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