Over the past two years, the COVID-19 pandemic has shifted the workforce. As infection rates increased, working arrangements changed for employees throughout the country. Many began working at home in some capacity. Now with vaccines available and hopes for infection...
Don’t Get Railroaded on Your FELA Claim
Almost all private employees in the United States can collect Workers’ Compensation insurance benefits if they are injured on the job. Railroad employees are the exception to the rule, as any job-related injuries are covered through The Federal Employers Liability Act...
3 Key Insurance Technology Trends to Watch in 2022
The impact of the pandemic prompted companies in all industries to transform their processes to incorporate more innovative technologies that increase operational efficiency and business continuity. These changes have since driven a digital transformation that's been...
Did the Workers’ Compensation Industry Dodge a COVID-19 Claims Bullet?
COVID-19 was a top concern for Workers’ Compensation executives at the start of 2021. As the pandemic continued, those in the industry worried about the size and number of claims that could develop. To add to their concern, many states passed compensability...
Don’t Slip and Fall into the Wrong Workers’ Comp Hands
5 Reasons to Work with Risk Innovations Workers’ Compensation Insurance has many unique intricacies, which is all the more reason to work with a specialized broker. Class codes have blurred lines, regulations and requirements are always changing, and no two...
Bouncing Back: Why Your Client Needs A Return To Work Program
Return to work programs are critical for protecting businesses from exposure and ensuring a clear path forward for injured workers. Without a Return to Work (RTW) program, your client risks major expenses from compensation claims as well as the loss of talented team...
5 Tips for Keeping Your Team Safe In Hot Outdoor Conditions
Each year, thousands of workers experience injury and illness caused by high temperatures and sun exposure. While some cases are minor, heat rashes and strokes can represent a major health risk for outdoor workers. Agents should advise their clients to seriously...
Six Ways Leaders Promote Workplace Safety
According to a 2018 report from Liberty Mutual, businesses pay billions in direct costs every year due to workplace injuries. When it comes to safety compliance, your team follows your lead. As a leader, you must stress safety in words and action. An effective...
Important Coverages for Motor Carriers using Owner-Operators
The transportation industry is seeing an increased number of companies leasing their vehicles to owner-operators for expense savings. However, owner-operators create an inherent risk for these companies because their injuries and accidents are not covered by Workers’...
Why Workers’ Compensation COI Programs are Essential for Construction Clients
Certificates of Insurance programs are the cornerstone of Workers’ Compensation protection in the construction business. A Certificate of Insurance (COI) is a form that provides proof of an active Workers’ Compensation policy. The document specifies a variety of...
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