With COVID-19 cases on the rise again, we are left wondering what implications the deadly virus will have on our long-term health – and the health of our employees – for years to come.  For more than 80% of infected adults, there’s potential for lingering COVID symptoms even after recovering from the virus; such as fatigue, headache, shortness of breath, and difficulty concentrating. 

There is a lengthy list of 55 long-term COVID (or “Long COVID”) symptoms – in fact, Long COVID is now considered a disability.  The Workers’ Compensation industry has yet to see a significant impact on claims as a result of the virus, but insurance experts are questioning if it will hold true as more time passes.  The initial severity of a COVID-19 illness doesn’t necessarily indicate the severity of potential long-term symptoms. That means an employee who never filed an initial claim when they were first diagnosed could file a future claim for long-term symptoms.  This virus is unpredictable and untested, so it’s difficult to estimate the potential cost burden of Long COVID.  Read more here.

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